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Top five eCheck online casinos
ACH or eCheck payments are a great way to directly fund your US online casino account. They're a preferred method of payment for many due to its security, as you somply make secure deposits straight from your bank account.
Below you'll find a list of our favourite real money online casinos that take eCheck/ACH.
Looking for an American online casino that offers ACH deposits? We've ranked the best online casinos that accept eCheck deposits.
| Casino | ACH / eCheck Info | Bonuses | States Available | Withdrawal Speed | Notes |
|---|---|---|---|---|---|
| BetMGM Casino | VIP Preferred eCheck deposits & withdrawals | No-deposit + deposit match | All legal online casino states | Fast | Top choice for ACH; large game library |
| Caesars Palace Online | ACH/eCheck via VIP Preferred (all active states) | $1,000 deposit match + $10 free | NJ, MI, PA, WV | Fast | Flagship Caesars product |
| Golden Nugget Casino | VIP Preferred instant ACH ($5–$50,000) | 500 free spins + $1,000 lossback | NJ, MI | Fast | High ACH limits |
| Borgata Casino | eCheck & ACH (same as BetMGM) | $20 no-deposit + up to $1,000 match | NJ, PA | Fast | Owned by MGM; BetMGM sister site |
| Jackpot City Casino | ACH via VIP Preferred | $1,000 deposit match | NJ, PA | Fast | Smaller operator; promotions improving |
Depositing funds and cashing out using eCheck is quick and easy, especially via VIP Preferred.
How to use eChecks at an online casino
Now that we're familiar with some of the best eCheck casinos in the US, let's take a look at how you can actually deposit and withdraw with ACH.
- Register and verify you casino account
- Go to the cashier section > deposit or withdraw
- Set the amount you'd like to deposit or withdraw
- If you made a deposit, you should see the funds in your account instantly
- If you made a withdrawal, it may take up to 3 days for the funds to show in your bank account
If the online casino uses VIP Preferred, you can use this to log in to your online bank account to authorize the transaction. If not, then you'll likely need to provide your routing and account information to complete the transaction.
You can find your routing and account numbers by logging into your bank account. The number is also on the eChecks. If you're confused about deposits or eChecks in general, check your bank for further advice.
Alternative payment methods
While eChecks are a very common payment method on online casinos, they're not always available. Real money casinos accept ACH payments, but if you're in a state that only allows sweepstakes or social casinos, you may have to use the following payment methods:
| Payment Method | Minimum Deposit | Casino Withdrawals |
|---|---|---|
| Apple Pay | $10 | Yes |
| Cash App | $10 | Yes |
| Credit Card | $10 | Yes |
| Debit Card | $10 | Yes |
| eCheck | $5 | Yes |
| Google Pay | $10 | No |
| Neteller | N/A | N/A |
| PayPal | $5 | Yes |
| PayNearMe | $10 | No |
| PaySafeCard | $10 | No |
| Play+ Card | $5 | Yes |
| Skrill | $10 | Yes |
| Trustly | $5 | Yes |
| Venmo | $10 | Yes |
What Are ACH payments & eChecks?
In our review, we used both ACH and eCheck, but what do they actually mean?
ACH explained
ACH is short for Automated Clearing House. This is a payment processing system used in the US to securely transfer money between bank accounts via encrypted transfers. ACH and eCheck are terms used interchangably because they both move funds from one bank account to another. The transfers avoid card network fees by using their own networks, minimising transfer fees and making them widely accessible for US businesses and individuals with bank accounts.
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Online Casinos That Accept eChecks FAQs
- What is the difference between ACH payment and an eCheck payment?
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ACH and eCheck refer to the same system of secure, low/no fee, bank-to-bank transfers. Some top casinos use ACH (Automated Clearing House), others eCheck. All you have to know is they mean the same thing. The technical difference relates to the party that gets to keep the payment information and send the payments.
- What is an eCheck account?
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An eCheck (or electronic check) is an electronic version of a paper check used to make payments online. Anyone with a checking account can use eCheck to make online payments. You can sign up for eCheck services through your bank or a payment service provider like PayPal.
- How long does ACH casino deposit take?
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The ACH deposit process varies slightly between providers. Usually, funds are verified within 24 to 48 hours of the transaction being initiated. Deposit and withdrawal processes are quick and easy, and you'll get to play your favorite casino games in no time. Note that you might have to meet wagering requirements before withdrawing winnings.
- Can an ACH payment bounce?
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Yes it can. It's essentially the same as for paper checks - if you aren't good for the transaction, the payment will bounce. When your balance covers the transfer amount, the payment will go through.
- What are the fees for using eCheck?
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There are no additional fees for eCheck casino, which is one of the major reasons it's such a popular payment option for American players. Note that even the best eCheck casinos still have a minimum deposit requirement in the terms of use.
- Are eCheck casinos safe?
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Yes, as long as you are playing on a licensed American online casino, you can trust they are safe. ACH is a secure payment method as well, so combined with a reputable casino, you're looking at a very safe gambling experience.
