Live Online Baccarat for Real Money 🎖️ November 2022

Online live dealer games are becoming popular throughout the United States, and now most online casinos have live games in addition to slot games and regular table games in the casino lobby. Baccarat, one of the oldest casino games with a low house edge, is now available on the best online casinos and baccarat players can win real money on BonusFinder US recommended online casinos. Choose the reputable online casino site of your preference from our recommendations, grab the bonus code (if applicable), and start playing online already today!


This live baccarat casino game review will highlight some key features of online baccarat, point out the top internet casinos for playing baccarat online, for both beginners and high rollers, and list where to find free online baccarat games.

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⭐ Live Dealer Baccarat

Live Dealer Baccarat

Some of the best live online casinos where you can play baccarat for real money online; the maximum bonus for each is huge! Opt in required.

Baccarat is one of the most popular casino games in the world, and now you can play baccarat with your favorite online casino from the comfort of your own home. Baccarat – especially Punto Banco – gained popularity in the 1950s and is now known as a game for VIPs in Las Vegas, but live baccarat gambling lets you enjoy the VIP gaming experience with real human dealers and HD streaming, all while sitting on your couch with no dress code.

The game rules of live dealer online baccarat are the same as they are on the casino floor, and the game is still played online the same way as in land-based casinos. The only difference is that you are simply taking on the dealer on the online casino site. So if you’re looking for a baccarat table with a land-based casino experience, live dealer casino games are for you. Software options are created with random number generators, so it’s hard to count cards.

⭐ How to Play Online Baccarat

Baccarat is a top live dealer casino table game for many reasons: it offers great odds and is the most simple out of live games. Live baccarat house edge stands at just 1.06 percent, making one of the most attractive card games at a live dealer casino. There are plenty of variations of baccarat play, with side bets and cool close-ups at a live casino. Some of the best live dealer baccarat is offered by renowned software providers Evolution Gaming and Visionary iGaming.

Ready to play baccarat games online? Even though the rules of baccarat are relatively simple to understand, there are a few key tips for playing live online baccarat for real money:

  1. Each card has a point value between 0-9: cards 2-9 are worth face value, 10s and face cards are worth 0 points, and an ace is worth one point.
  2. The dealer deals both player and banker the first two cards; the aim is to have the baccarat hand closest to 9 with the two cards. A natural hand is 8 or 9 after first cards are dealt.
  3. If a dealt hand goes over 9, the first number (1 or 2) is dropped and you end up with a number 9 or lower (8 + 5 = 13 > 3)
  4. A winning hand is when the player has a higher value than the banker, or vice versa.
  5. There are three betting options: Bets on the banker or player, or a tie bet. In addition to the common bets, there are also side bets available depending on your variant. Banker is considered the best bet. It’s generally recommended to avoid the tie bet.
  6. The three options have different payouts as follows: Banker pays 1 to 1 & commission, Player even money 1 to 1, and Tie 1 to 9. Banker has the highest odds of winning.
  7. There are six positions at a baccarat table: caller, dealer, player, drop box, discard trays, tip box.

The game play is really simple: You place your bets on one of the three bet options or a side bet, and the dealer deals the cards. If player’s hand has 5 or less, the player hits for a third card. If the player stands, the dealer hits if the banker’s hand is 5 or less. Both can draw cards as well, and whichever hand value (including the third cards) is the closer number to 9, wins. If there’s a tie for the best hand, naturally the tie wager is the winner.

Live Deaöer Baccarat

Live Baccarat is a popular online casino game because of its high RTP and side bets. Check house rules for more details on how to play baccarat & what are the game side bets.

Online Live Baccarat Strategy

Since baccarat is a game of luck rather than skill, there aren’t simple online baccarat strategies that will work for everyone. Most baccarat game experts suggest playing at a table with the lowest number of decks, but that will already be done since you are playing at an online casino. You can always ask for tips from the real human dealers if you’re new to card games.

Money management is key to playing live baccarat online for real money, just as it is for playing any other games. Keep the bets small, and start slow, and you will be able to have a longer gaming session. Other useful betting strategy pointers and quick tips for when you play baccarat:

  • Avoid the tie bet, as the house edge is higher for tie bets than for both the player and banker bets.
  • Bet on the banker for a slight advantage if you are a conservative player; the banker bet has the lowest house edge of the game, although it pays less than the player bet.
  • Don’t waste time on card counting according to expert tips, but you can try betting systems like Martingale and Fibonacci.
  • Bankroll management is crucial; place bets only if you can afford it.

Live Baccarat Variants

Since baccarat is one of the most popular live dealer games on gambling sites, several versions of online baccarat are available as well. Top live dealer baccarat casinos have at least one variant of the game to give you different options. The classic version of the game is Punto Banco, or American Baccarat; Punto Banco can be found almost anywhere. Some online casinos also offer the option to play for potentially bigger prizes in progressive baccarat. Here are a few of the most common variants that you will find at online casino sites.

  • Single Player Baccarat: This live dealer baccarat game version is just you and the dealer, and you are taking on the house. Simply bet on a tie, banker, or a player and watch the action unfold.
  • Live Baccarat Squeeze: The dealer will squeeze the cards in the game with this version, and it adds some extra excitement to this classic game. Another version of Baccarat Squeeze is Control Squeeze, where other players can control the squeeze.
  • No Commission Baccarat: The payout structure is different with No Commission variant of the game, and side bets, like Super 6, can usually be made as well. This is an exciting option, but it is not offered by most internet casinos.
  • Chemin de Fer: The players take turns being the banker and choosing the third card rules. Chemin de Fer is quite rare in U.S. casinos.
  • Mini Baccarat: A common type of real money baccarat game, where everything is smaller starting from player bets to time spent on a game.
  • Speed Baccarat: Speed Baccarat, like the name tells you, is baccarat with speed. Compared to a normal round of the best baccarat game, which lasts 48 seconds, Speed Baccarat lasts 27. This is not a live dealer casino staple yet, but might be a fun option to look for in the future.
  • Other Options: Baccarat Banque, EZ Baccarat
Real Money Live Baccarat Online

Live dealer baccarat is one of the most exciting live dealer casino games for beginners and high rollers; find the suitable max bet for you!

⭐ Playing Live Baccarat on a Mobile Device

You can now also find live baccarat for mobile devices, whether its through mobile casinos’ apps or browsers. While the mobile device experience might not be as great as playing baccarat in a land-based casino environment, it lets you play for real money baccarat games anywhere within the state borders. Most software developers put a lot of effort into the user interface and software quality on mobile to make sure the gambling experience is as smooth as possible. Note that your internet connection needs to be good for live casino play.

⭐ Registering at an Online Casino

Before you can try your luck with live dealer baccarat casino, you need to register for a new account on an online casino site. As per regulations, you need to provide some personal details, like your name, date of birth, address and phone number, and then choose your banking methods to first deposit money and opt in for bonuses. There’s often a minimum deposit required and game weighting might vary among bonus offers. For any questions, contact the casino’s customer service via a live chat or phone.

Best Baccarat Bonuses

Many live dealer casinos in Michigan, NJ and PA offer live baccarat tables. Here at BonusFinder US, we’ve listed the best live dealer baccarat casinos and their max cash bonuses for your benefit. The amounts for minimum deposit/qualifying deposit vary. While West Virginia also hosts a number of online casinos, live dealer baccarat is not yet available there. However, you can still practice with the software versions.

Live Baccarat Casinos Welcome Bonus Offer States Available
BetMGM Casino $25 Free + $1,000 1st Deposit Match NJ, PA, MI, WV
Borgata $20 Free + $1,000 Welcome Bonus NJ, PA
Unibet Casino $10 Play Credits + $500 1st Deposit Bonus NJ, PA
Golden Nugget $1,000 Match Bonus NJ, MI
Party Casino $1,000 Welcome Bonus NJ
DraftKings $50 Free + $2,000 Welcome Bonus CT, NJ, PA, MI, WV
Baccarat Online Real Money

Playing baccarat for real money is easy online; the best casinos have first deposit offers you can use to play an online baccarat game. Each bonus valid until further notice; free bonus excluded. Opt in required & full terms apply.

Bonus Wagering Requirements

Although many casinos offer welcome bonuses to new customers, using these bonuses for casino games like live baccarat games is usually a bit tricky. This is due to live casino games’ high RTP (return-to-player) or in other words, low house edge.

In most cases, a casino offering a $100 welcome bonus will only count 10-20% of money gambled in table games for the bonus. For example, if a casino offers a $100 bonus with a 1x bonus wagering requirement, you would normally need to wager $100 on online slots to realize your bonus. However, if you want to play real money baccarat, you need to wager $500/$1,000 on the card game to realize the bonus funds, thanks to the weighting requirements. This wagering applies even to the best bonuses.

Banking Options: Deposit Methods & Withdrawal Options Available

Before you can get comfy at real money baccarat tables, you need to deposit cash funds on your account. Most baccarat online casinos offer several payment methods and withdrawal methods for players depositing for the first time. All payment options are instant, but withdrawals might take from a few hours up to a few days or even weeks. Always make sure from the casino sites which banking options are available, but we recommended PayPal deposits for convenience.

Banking Method Deposit Options Withdrawals Withdrawal Time
Credit Card / Debit Card Yes No N/A
Cash at the Casino Cage Yes Yes 1 - 4 hours
Prepaid Card Yes Yes 2 - 6 hours
PayPal Yes Yes 2 - 3 days
Skrill Yes Yes 2 - 3 days
ACH Yes Yes 3 - 5 days
Bank Transfer Yes No N/A
PayNearMe by 7-Eleven Yes No N/A
Paper Checks No Yes 7-10 days

⭐ Conclusion

It is impossible to choose a single baccarat casino as the best U.S. live dealer baccarat online casino. However, the best live dealer baccarat can be found from established New Jersey casinos like Golden Nugget or Borgata, which also has a loyalty program for real cash benefits. You can find suitable live online casinos from our extensive reviews, as we only recommend legal, safe and secure local casinos. While other live games, like live dealer blackjack and live dealer roulette, have taken the U.S. by storm, to play baccarat online live is still quite rare. But as the online gambling market matures, we are sure more and more players find online live dealer baccarat games.

Last updated: 06/13/2022

Live Dealer Baccarat Online Q&A

1️⃣ Is it legal to play live dealer baccarat online?

Yes, it is legal to play live dealer baccarat online as long as you are playing at a regulated online casino. There are a handful of states in the US that allow gambling online, and these casinos have the option of offering live dealer baccarat games. You can find a suitable, recommended casino from our site with a good casino rating and game variety. We have some of the best live baccarat casinos listed on our site, so you can pick the online casino best suited for your needs and start playing whenever you like! Please remember to play responsibly; responsible gambling is fun gambling.

2️⃣ How does live dealer baccarat online work?

The best online baccarat games work very much like playing baccarat at a casino, but the action is much faster-paced. You will be able to see all of the cards, and the real dealers will prompt you to make your bets. If you are familiar with baccarat, then you won’t have any trouble understanding how to play at online baccarat casinos.

3️⃣ Can I try live baccarat for free first?

This depends on where you are looking to play at a live baccarat table, but many online casinos will offer free baccarat games on demo mode or a trial of the game before playing for money. These free games are a great way to learn a betting system for winning bets.

Other casinos will offer free play or risk-free betting options, so those can be used to play free baccarat without having to worry about losing any money. For the best casino experiences, check the wagering requirements before playing baccarat; like other table games with a low house edge, baccarat doesn't always count 100% towards wagering.

4️⃣ Will a baccarat game work on my smartphone or tablet?

Many online casinos will offer a mobile app that can be downloaded on a smartphone or tablet. Even if there isn’t an app that is offered, the games can still be played through the online site with these two devices. The baccarat experience is just as great on mobile as it is on a desktop website, as the same software is used on both.

5️⃣ Can I trust the baccarat game to be fair?

Yes! Even if you can’t seem to win, you can trust that the gaming experience and game rules are fair. Online casinos are regulated by the state that they operate in, and they will not host rigged live dealer games. In addition, the online baccarat versions are created with a random number generator ensure impartiality. You can ask customer support for more details on how a baccarat table runs. Note that even though the house edge is low, in the long run you won't end up with 100% returns and each winning streak will end.

6️⃣ Can I get a welcome offer for baccarat?

Yes, most of the good casinos have big total bonus funds for new players; you can find the best bonus for you from BonusFinder US. Bonus funds are credited instantly following a min. deposit. Before you start playing, know this: unused bonus funds will be withdrawn from your account, and the game weighting applies differently to baccarat than to slots. In addition, some offers are available for pre-selected games only.

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