Top 3 Online Casinos That Accept Credit Card
Most, if not all, regulated online casinos in the United States accept credit cards. But which credit card casinos are really worth your time and money? Let’s take a look at some of our favorite credit card casinos and their strong points!

Credit card online casinos in US accept Mastercard and Visa.
1. BetMGM Casino
BetMGM Casino and Sportsbook is available for players in all online casino states. If you have yet to sign up, you can claim the welcome bonus through our link. BetMGM offers new players a combination of a no deposit bonus and a match deposit bonus. BetMGM is an excellent option for all kinds of players, so whether you’re new to casino gaming or a seasoned gambler, BetMGM is one of the best picks.
- Deposit Methods: Debit and credit cards (Visa, Mastercard, Discover), prepaid cards, bank transfers, and more. Log in and check your options in the cashier section for more details.
- Withdrawal Methods: Refer to the deposit methods above or log in to your casino account and check Cashier for the complete list.
- Withdrawal Fees: None from the casino side, but check your credit card provider for possible fees from their side.
2. Caesars Palace Online Casino
Caesars Palace Online Casino is another popular online casino that accepts credit cards. It’s widely available to players in regulated online gambling states. It offers various payment options and an excellent rewards program for loyal customers.
- Deposit Methods: Debit and credit cards (Visa, Mastercard, Discover), PayPal, eCheck, Skrill, and more.
- Withdrawal Methods: Trustly, PayPal, and others.
- Withdrawal Fees: Again, none from the casino side. Provider may charge credit card deposit fees.
3. FanDuel Casino
FanDuel Casino is one of the best U.S. online casinos. It has an excellent range of games, very competitive welcome bonuses, and a huge range of accepted payment methods. FanDuel accepts credit card deposits via Visa and Mastercard.
- Deposit Methods: Debit & credit cards (Visa, MasterCard), PayPal, PayNearMe, cash at cage, and more.
- Withdrawal Methods: Online banking, PayPal, eCheck, Venmo, Apple Pay, and more.
- Withdrawal Fees: None from the casino; check your preferred service provider for their transaction fees.
Using Credit Cards at an Online Casino
Credit cards have been fully embraced by online casinos, and they’re virtually available on all online casinos for real money. That said, while credit card deposits are very popular, only a few of the casinos provide credit card withdrawals.
Keep in mind that your card could also be declined. Some banks might have policies that restrict the use of credit cards in certain industries, including online gambling. Check the policies by contacting the bank, or choose other payment methods like prepaid cards or bank transfers.

Visa is one of the most popular payment methods on credit card online casinos. Best Visa casinos online include the likes of BetMGM, FanDuel, BetRivers, and many others.
Most Popular Credit Cards You Can Use at Online Casinos
The highest paying online casinos accept various mainstream credit cards. Here are the types of credit card casinos you can expect to find:
- Mastercard Casinos: Mastercard has end-to-end encryption, authentication, and various other security features. You can make safe Mastercard casino deposits on nearly all online casinos in the US. The most popular cards include the standard card, World Elite, and World Mastercard.
- Visa Casinos Online: Visa is accepted at millions of locations, including online and land-based casinos. Visa Signature and Visa Infinite are some popular options for casino gaming. Visa casinos are available in all regulated online casino states. It’s also widely accepted on online sportsbooks.
- American Express casinos: You can deposit at American Express casinos using various AmEx cards. You can also download the Amex app on your mobile device. American Express cards are less common in the gambling industry compared to other options like Visa or Discover.
- Discover card casinos: Perks of their own. Get unlimited cashback matches, miles, and 0% intro APR with no annual fee. Discover card online casinos, while not as popular as Visa or Mastercard, are very common in the U.S.
How to Deposit using a Credit Card
Making credit card deposits is quick and easy. Just follow these few steps:
- Make sure you have an active credit card that you can use for legal online gambling in the US.
- Create your new casino account using our exclusive link, or log in to your existing gaming account using your username and password.
- Go to the cashier page or tab to deposit money. Choose the credit card option. Check the minimum and maximum deposit limits to ensure the process goes smoothly.
- Confirm your deposit amount and method to add funds to your balance and finalize the process.
- Your geolocation will be verified by credit card casinos. You might be able to deposit from anywhere in the US, but to play, you must be physically present in the state where the casino site is licensed.
How to Cash Out
While credit card deposits are widely accepted at online casinos, withdrawals are actually pretty rare. Luckily, you have plenty of other options to choose from! Here is how to cash out from a credit card casino:
- Click on the cashier option in your verified casino account and click ‘Withdraw’.
- Your default withdrawal method will be the deposit method you chose. If it’s not available, choose from the variety of withdrawal options available at your preferred casino site.
- Withdrawal options often include banking methods such as the Play+ Card, Online Banking, VIP Preferred, PayPal, and more.
- Usually, the prepaid Play+ card is the fastest instant withdrawal option at most gambling sites
Transaction Fees
Gaming websites and apps convert credit card transactions to cash deposits. The bank may count it as a cash advance and charge a fee for the online casino cash advance. Online casinos or sportsbooks can’t control this cost; the issuing bank is responsible for these fees.
Do Online Casinos Accept Debit Cards?
Generally, all gambling sites that take credit cards also accept debit cards. Many players prefer debit cards because they make it easier to track and control their spending.
If you’re looking for debit card casinos, check out our complete review of our favorite casinos that accept debit cards.
States That Do Not Allow Credit Card Use for Online Gambling
Most online gambling states allow credit cards for online gambling, but there are some states that have restricted their use. The states below have prohibited the use of credit cards for online gambling:
- Iowa
- Maine
- Massachusetts
- New Hampshire
- Oregon
- Rhode Island
- Tennessee
- Vermont
There are also states that have considered banning the use of credit cards for mobile betting and gambling:
- Pennsylvania
- Louisiana
We will update this page if more states regulate credit card usage on sportsbook and casino transactions.
Alternative Banking Options
Online casinos have a wide range of approved banking methods. The options vary between states and casino sites, so make sure to check the options available for you from the cashier of the casino. Here are some of the most common payment methods on American gambling platforms:
- Online Banking: safe and convenient deposit method available for all. Also sometimes referred to as Trustly Casinos.
- PayPal: popular digital wallet and money management system available at most online casinos. PayPal casino sites are very popular in the US.
- Skrill: Skrill casinos are growing in popularity, thanks to the speed and ease of use of Skrill.
- PayNearMe: retail payments at retail locations.
- ACH and eCheck: eCheck casinos let you deposit using your banking and routing number.
- Play+ Prepaid card: prepaid Play+ branded cards are very popular at top online casino sites.
- Apple Pay: Apple pay casinos are a rising category in the US with gambling operators increasingly adopting the method.
- Google Pay: there’s also a handful of Google Pay casinos available for casino players in the U.S.
- Pay by Phone casinos: Pay by phone is popular in the UK but not yet available in the US gambling landscape.
- Cash at Casino Cage: deposit at a retail casino site or sportsbook kiosk.
How We Review the Best Credit Card Casinos
We at BonusFinder review dozens of real money casinos on a daily basis. We only recommend legitimate sites licensed in the US gambling market. More importantly, we only recommend online casinos that we would play on ourselves. Here is our set of criteria for US online casinos:
- Legality: We only recommend real money casinos that have US licenses from the local gambling regulators. All the credit card casinos we recommend are based in the US.
- Promotions: We ensure that you get top welcome bonuses and promo offers at these sites. We read the fine print of the bonuses and explain the tedious details in an easy way. Whether you’re looking for free spins no deposit or deposit match bonuses, you’ll find them all on BonusFinder.
- Payment Methods: Available banking options are a deal-breaker for many online casino players. The best online casinos offer various banking methods for players.
- Customer Support: Casino sites should provide various customer support channels, such as live chat and email. All the casinos we recommend have various responsible gambling tools.
Pros and Cons of Using Credit Cards at an Online Casino
So what are the advantages and disadvantages of using credit cards on online casinos? Here are some points you might want to consider before you start playing:
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Credit Card Casino FAQs
- Can you use a credit card at a casino?
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Yes, you can use various credit cards, including Visa, Mastercard, American Express, and Discover. Most legal gambling sites in America let you use your credit card to make a deposit. There is a minimum deposit requirement (usually $10) for its use.
- Who regulates credit card gambling sites?
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Online gambling operators are licensed by state-level authorities in legal casino states. For example, online casinos in WV are licensed by the West Virginia Lottery Commission.
- Do I need a credit card to bet real money online?
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No. You can play real money games by depositing through online banking, debit cards, eCheck, PayPal, and other methods.
- Is it legal to use bank cards for gambling?
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Yes, it is. Online gambling is increasingly legalized in the US in the form of licensed casino gaming and sports betting. They are approved by federal authorities and follow all protocols for business operations.