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⭐ Top 5 eCheck Online Casinos
Most US online casinos accept ACH or eCheck payments. It’s an ideal banking method for many, as it lets you make secure deposits straight from your bank account.
We have reviewed and listed our favorite e-check online casino apps and sites. Before you deposit money using eChecks, check out our reviews and grab bonus codes for the best ACH casinos!
Looking for an American online casino that offers ACH deposits? We’ve ranked the best online casinos that accept eCheck deposits.
1. BetMGM Casino
Among real money online casinos, BetMGM takes the first spot as our favorite ACH casino. BetMGM offers eCheck casino deposits and withdrawals through VIP Preferred. Just log in to your online casino account, select Cashier, and choose eCheck by clicking VIP Preferred!
BetMGM Casino offers the best overall experience. It has an excellent welcome bonus that combines a no-deposit offer with a deposit match bonus. Moreover, the variety of casino games outshines most competitors. Combine this with a very fast withdrawal process, and you’ve got yourself a winner!
2. Caesars Palace Online Casino
Caesars Palace Online Casino is the flagship online casino by Caesars Entertainment. Like its top competitors, this online casino accepts echeck payments via VIP Preferred. While the payment methods can vary from state to state, ACH is available in all states where Caesars Palace Online Casino operates.
Caesars Palace Online Casino operates in NJ, MI, PA, and WV. New players can claim a deposit match bonus worth up to $1,000 and $10 on the house.
3. Golden Nugget Casino
Golden Nugget supports VIP Preferred instant ACH payments. The minimum deposit limit using ACH is $5, and the maximum deposit is $50,000 per transaction.
Golden Nugget online casino bonuses are also excellent. The current Golden Nugget welcome bonus is 500 free spins for a featured game and a $1,000 lossback bonus.
4. Borgata Casino
Borgata NJ and PA online casinos accept eChecks and ACH payments. The online casino brand is owned by MGM Resorts, so the payment options are basically the same as those at BetMGM Casino.
Borgata casino bonuses are excellent. Use the bonus code BONUSBOR to get a $20 no-deposit bonus when registering a new online casino account, plus up to $1,000 in match deposit bonuses.
5. Jackpot City Casino
Last but not least on our list of the best online casinos accepting ACH payments is Jackpot City Casino. The online casino operates in New Jersey and Pennsylvania and offers ACH payments through VIP Preferred. The Jackpot City welcome bonus is a $1,000 deposit match offer.
Jackpot City online casino is a smaller operation than the other casinos on this list, and there are some areas where the casino can still improve. It has been criticized for lacking promotions, but especially the New Jersey casino has stepped up its game in recent months.
Depositing funds and cashing out using eCheck is quick and easy, especially via VIP Preferred.
⭐ How to Use eChecks at an Online Casino
Now that we’re familiar with some of the best echeck casinos in the US, let’s take a look at how you can actually deposit and withdraw with ACH.
- To get started, register your casino account on your preferred online casino. Ensure that the information you provide to the casino is correct. Make sure to verify your account before attempting to deposit.
- Go to the cashier section to deposit or to cash out. Set the amount you’d like to deposit or withdraw, and make sure that your transaction meets the minimum deposit requirements. Casino deposits are instant, so ensure that you have the funds available in your checking account.
- If the online casino uses VIP Preferred, you can use it to log in to your online bank account to authorize the transaction. If not, then you’ll likely need to provide your routing and account information to complete the transaction.
- If you made a deposit, you should see the funds in your casino account instantly. If you withdrew money, it’ll take up to 3 days for the funds to show in your bank account. Keep in mind that the method you used to deposit is also used as your withdrawal method by default.
You can find your routing and account numbers by logging into your bank account. The number is also on the echecks. If you’re confused about deposits or electronic checks in general, check your bank for further advice.
⭐ Alternative Payment Methods
While eChecks are a very common payment method on online casinos, they’re not always available. Real money casinos accept ACH payments, but if you’re in a state that only allows sweepstakes or social casinos, it’s often not available.
Luckily, you have various alternative methods to choose from. Here are some of the most common payment methods available on American online gaming sites:
| Payment Method | Minimum Deposit | Casino Withdrawals |
|---|---|---|
| Apple Pay | $10 | Yes |
| Cash App | $10 | Yes |
| Credit Card | $10 | Yes |
| Debit Card | $10 | Yes |
| eCheck | $5 | Yes |
| Google Pay | $10 | No |
| Neteller | N/A | N/A |
| PayPal | $5 | Yes |
| PayNearMe | $10 | No |
| PaySafeCard | $10 | No |
| Play+ Card | $5 | Yes |
| Skrill | $10 | Yes |
| Trustly | $5 | Yes |
| Venmo | $10 | Yes |
⭐ What Are ACH Payments & eChecks?
In our review, we use both ACH and eCheck, but what do they actually mean? Let’s examine some of the technicalities.
- ACH is short for Automated Clearing House. It is a payment processing standard in the US with strong encryption.
- ACH is a network that transfers money between bank accounts across the USA. It is run by Nacha (National Automated Clearing House Association).
- ACH is a network for US payments only.
- The terms eChecks and ACH are often used interchangeably because both move funds from one bank account to another.
- ACH avoids the expensive card network. That’s how it minimizes or completely omits transfer and transaction fees.
- In addition to the low-cost advantage, echecks have high retention. They are widely accessible to all American businesses and individuals with bank accounts.
⭐ Pros & Cons of eCheck Online Casino Payments
ACH payments have their own advantages and disadvantages, but the pros far outweigh the cons. Here are some of the positives of using echecks for online casino transactions
- Deposit directly from your bank account
- Play with online casinos without inserting your card details
- Withdraw casino winnings from online casinos directly to your bank account
- High deposit limits
- Secure method offering safe transfers
The biggest advantage of ACH or eCheck is that you don’t necessarily need a debit or a credit card to deposit. It has low transaction fees and advanced security measures. Moreover, you don’t need to worry about processing fees or other extra expenses.
There are very few cons to eCheck casinos:
- You need a bank account for ACH payments
- ACH transfers are on the slower side of casino withdrawal options
- Not all online casinos offer ACH as a payment method
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⭐ Online Casinos That Accept eChecks FAQs
- What is the difference between ACH payment and an eCheck payment?
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The two terms are used interchangeably; they refer to the same thing. Some top casinos use ACH (Automated Clearing House), others eCheck. All you have to know is they mean the same thing. The technical difference relates to the party that gets to keep the payment information and send the payments.
- What is an eCheck account?
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An eCheck (or electronic check) is an electronic version of a paper check used to make payments online. Anyone with a checking account can use eCheck to make online payments. You can sign up for eCheck services through your bank or a payment service provider like PayPal.
- How long does ACH casino deposit take?
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The ACH deposit process varies slightly between providers. Usually, funds are verified within 24 to 48 hours of the transaction being initiated. Deposit and withdrawal processes are quick and easy, and you'll get to play your favorite casino games in no time. Note that you might have to meet wagering requirements before withdrawing winnings.
- Can an ACH payment bounce?
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Yes, it can. It's essentially the same as for paper checks - if you aren't good for the transaction, the payment will bounce. When your balance covers the transfer amount, the payment will go through.
- What are the fees for using eCheck?
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There are no additional fees for eCheck casino, which is one of the major reasons it's such a popular payment option for American players. Note that even the best eCheck casinos still have a minimum deposit requirement in the terms of use.
- Are eCheck casinos safe?
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Yes, as long as you are playing on a licensed American online casino, you can trust they are safe. ACH is a secure payment method as well, so combined with a reputable casino, you're looking at a very safe gambling experience.
